• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to secondary navigation
  • Skip to primary sidebar
  • Skip to footer

Before Header

Call us today for help!  (925) 686-2860 Ext 4120

  • Facebook
  • LinkedIn
  • Twitter

Pacific Diversified

Insurance Services, INC.

  • HOME
  • SERVICES
    • Commercial & Residential Property
      (Real Estate)
    • General Liability
    • Workers Compensation
    • Professional Liability (E&O, D&O)
    • Cyber Liability
  • ABOUT US
    • Testimonials
  • BLOG
  • CONTACT US
  • Search
  • HOME
  • SERVICES
    • Commercial & Residential Property
      (Real Estate)
    • General Liability
    • Workers Compensation
    • Professional Liability (E&O, D&O)
    • Cyber Liability
  • ABOUT US
    • Testimonials
  • BLOG
  • CONTACT US
  • Search

Mobile Menu

Schedule A Free Consultation Now!

Find out how our law firm can help you win your case or you don’t pay a cent.

(800) 555-2840

  • Facebook
  • Google+
  • LinkedIn
  • Twitter

Blog

Recent Posts from Rick Callaway Insurance Team

SCHEDULE YOUR CONSULTATION

Insuring Against Loss of Rents for Commercial Properties

September 30, 2019 //  by Rick Callaway

Officer building of a commercial property, hallway and glass doors. This photo is used for a blog about loss of rental income insurance coverage to be added to a commercial property insurance policy, by Rick Callaway, www.HosProp.com

Perils that trigger Rent Loss Coverage Assuming an office building had a fire, repairing the damage requires all tenants to vacate the premises, thus no rental income for the owner of the building during the time of repairs. The owner had previously taken out an insurance policy that protects against perils such as fire, lightning, …

Insuring Against Loss of Rents for Commercial PropertiesRead More

How To Avoid Denial Of Insurance Coverage Due To Late Claim Notice

July 29, 2019 //  by Rick Callaway

Commercial insurance brokers working over documents in a binder in examining claims' provisions related to claims and notice requirements.

Imagine after dutifully paying E&O, D&O insurance premiums for years, only to be denied coverage because the claim’s notice was filed after the deadline. It is a nightmare for insured as well as for the broker/agent who can be liable for errors and omissions if they had not advised their clients of their duties or …

How To Avoid Denial Of Insurance Coverage Due To Late Claim NoticeRead More

Sewer Backup Insurance Coverage for Office Buildings, Apartments and Other Commercial Properties

July 2, 2019 //  by Rick Callaway

Sewer Backup Insurance Coverage for Office Buildings, Apartments, and other Commercial Properties.Please call us for a free consultation: Cell 925 788 5558 rcallaway@pdins.com

One of the nightmares for a commercial property owner or manager is sewer backup. It is hazardous and expensive since it often requires professionals to clean up. Does your standard commercial insurance policy cover this peril and other types of water damage?  Endorsement and Limits Most standard commercial property policies exclude sewer backup.  A separate …

Sewer Backup Insurance Coverage for Office Buildings, Apartments and Other Commercial PropertiesRead More

Wage-and-hour Violations by Restaurants and Insurance Coverage

June 3, 2019 //  by Rick Callaway

Wage-and-hour Violations by Restaurants and Insurance Coverage. Rick Callaway Team are known as the Extra Milers in protecting your business, employers, employees, and assets. We leave no stone unturned to get you the best deal. No undercoverage. No overpricing. www.hosprop.com callCell 925 788 5558 rcallaway@pdins.com

200% Increase in Wage-violation Lawsuits Wage-violation lawsuits have doubled nationally in the last 10 years, with various claims such as under compensation for overtime, mixing “independent contractors” with “employees”, not withholding taxes with cash payments, etc.     Restaurants’ Violations of Minimum Wage and Overtime Law Restaurant of all types of eateries are no exception. …

Wage-and-hour Violations by Restaurants and Insurance CoverageRead More

Insurable Interest, Named Insured, Additional Insured, What, Whom, Where

May 1, 2019 //  by Rick Callaway

The Rick Callaway Team are known as the Extra Milers in protecting your business, employers, employees, and assets.More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estate, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.rcallaway@pdins.com 925-686-2860 Ext 4120 Pacific Diversified Insurance 363 Civic Drive Suite 100 Pleasant Hill, CA 94523

Insurable Interest is not just an ownership interest: A commercial insurance policy is tested when a loss occurs: whether a claim is rife with problems, or is verified as having an insurable interest, depends in large part on if the policy was done right in the beginning before a peril takes place, since what was …

Insurable Interest, Named Insured, Additional Insured, What, Whom, WhereRead More

Why Employers Need the Protection of EPLI (Employment Practice Liability Insurance)

March 24, 2019 //  by Rick Callaway

Different businesses have different needs for EPLI coverage depending on the industry and employment activities. We pride ourselves at customizing policies for each and every employer. No undercoverage, no overpricing. We base the premium upon careful evaluations of factors such as past history of employment lawsuits or complaints, existing HR policies for preventing discrimination and harassment, and the number of employees, etc. Rick Callaway and his team are known as the extramilers in serving businesses and employers with tailor-made policies. We will leave no stone unturned to find the best value in order to give business owners the peace of mind. Call: (925) 788-5558, Email: rcallaway@pdins.com, Visit www.HOSPROP.com.

Over the last 20 years, employee lawsuits have increased about 400%. Wrongful termination suits have risen about  260%. An employer has a higher chance to be sued by an employee than having a fire at a workplace, and this applies to companies of all sizes.  More than 40% of employee lawsuits are brought against private …

Why Employers Need the Protection of EPLI (Employment Practice Liability Insurance)Read More

Customized Commercial Insurance: No Under Coverage, No Overpricing.

March 3, 2019 //  by Rick Callaway

We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, homeowner associations, warehouses, and restaurants. Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&OCall: (925) 788-5558, Email: rcallaway@pdins.com, Visit our website www.HOSPROP.com.

I’m Rick Callaway.  I have been a commercial insurance broker for almost 30 years. I am one of the principals at Pacific Diversified. Pacific Diversified has been in commercial insurance services since 1906. Our team is headquartered in California, we are proud partners of local businesses. We are known as the “extra-milers”: No under coverage. …

Customized Commercial Insurance: No Under Coverage, No Overpricing.Read More

Reducing Cyber Security Risks with IT – Best Practices for Managing Cybersecurity Threats (Part 3 of 3)

January 3, 2019 //  by Rick Callaway

  In Part 1 of this series (published two months ago), we started with passwords and multi-factor authentication (MFA), personnel management precautions and processes for protecting an organization’s cybersecurity. In Part 2 (published last month), we recommended some internal procedures an organization can adopt to preventively mitigate cybersecurity risks. Today, in Part 3, we suggest …

Reducing Cyber Security Risks with IT – Best Practices for Managing Cybersecurity Threats (Part 3 of 3)Read More

  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to Next Page »

Primary Sidebar

Schedule Your Consultation

Footer

About Pacific Diversified

First founded in 1906, Pacific Diversified is one of the oldest independent agencies in the Bay Area. Bill West established this agency in 1906. Bob Callaway joined Bill in 1946 and grew the business into the largest agency in Oakland, CA by the early 1960’s. The agency continued to thrive through 1986 when Steve Callaway joined the firm. In 2013, Pacific Diversified Insurance merged with West Callaway Stotka of Pleasant Hill, CA.

Contact Info

rcallaway@pdins.com
925-686-2860 Ext 4120

Pacific Diversified Insurance
363 Civic Drive Suite 100
Pleasant Hill, CA 94523

Connect

  • Facebook
  • LinkedIn
  • Twitter

Newsletter

Sign up to get free resources, tips, and directory of our firm.

  • Blog
  • Services
  • Contact

Site Footer

Disclaimer: The information contained in this website is for general information purposes only. Read More

© 2019 · Pacific Diversified · All Rights Reserved · Website by 10+ Brand