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6March, 2023

Insurance premiums increase for businesses and commercial properties can be skillfully mitigated by experienced broker such as Rick Callaway to save money.

Insurance Premiums Increase for Commercial Properties & Business Liabilities – How to be Adequately Insured without Over Payment

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24February, 2023

Commercial insurance premium rises due to inflation & cost of insurance. Businesses can get the best rate from experienced broker Rick Callaway. 925.771.2334

What to Do When You Face a Higher Insurance Premium

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27January, 2023

Cybercrime, e.g. phishing, ransomware, hacked password, network breach, cyber attacks, needs cyber liability insurance, said Rick Callaway commercial insurance.

Business Executives: Be Serious About Cybercrime!

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25January, 2023

Space craft insurance protects against liabilities, recover investment with flexibility of coverages for all stages, by Rick Callaway Commercial Insurance team.

Space craft Insurance: 3 Key Benefits

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7January, 2023

Rick Callaway of Pacific Diversified on commercial building insurance, how the insurance industry is adjusting to the commercial real estate market, and more.

Commercial Building Insurance and How the Insurance Industry is Adjusting to the Commercial Real Estate Market

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31December, 2022

Protect your business from loss of income and make equipment repairs easier to manage with the right equipment breakdown insurance by Rick Callaway, hosprop.com

Equipment Breakdown Insurance: The Complete Guide

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6December, 2022

An image of a restaurant's interior. Rick Callaway Commercial Insurance Team (#theExtraMiler) on restaurant business insurance https://hosprop.com/ 925.771.2334

Restaurant Business Insurance: Why, What, How

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2December, 2022

Hosprop.com insurance experts provide comprehensive spacecraft insurance with fully integrated umbrella & other coverages, for equipment, property, liability.

Spacecraft Insurance: What Risks Are Covered

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2November, 2022

Earthquake insurance is additional. Food triggered by an earthquake is not covered in an earthquake policy, says Rick Callaway, commercial insurance broker.

3 Things You Must Know Before Buying Commercial Earthquake Insurance

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6November, 2021

(image: front of apartments) Condominium & Cooperative Apartment Communities (part 2)

Insurance Issues for Condominium & Cooperative Apartment Communities (part 2)

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26September, 2021

Landlord & tenant insure against property damages, liabilities, personal injuries, loss of use with owners & renters insurance, by Rick Callaway, hosprop.com

Multi-family Property Insurance – Landlords and Tenants (part 1)

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10August, 2021

Money stacked to show increases in payment, illustrating the blog "2021 Commercial Insurance Rates Increase" by Rick Callaway, Hosprop.com

Commercial Insurance Rate Increases in 2021

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10June, 2021

construction site for residential, rental, and multi-family dwellings for article on landlord insurance for hosprop.com

Increasing Cost of Construction and Building Code Upgrades – Insurance Issues for Residential Property Landlords

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1May, 2021

People eating on sidewalk, to illustrate "Restaurants, Bars, & Breweries: Pandemic Related Risks and Insurance Protection" by Rick Callaway, Liquor liability coverage www.hosprop.com

Restaurants, Bars, & Breweries: Pandemic Related Risks and Insurance Protection

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30March, 2021

Wood dominos falling over to represent the breaking of links in the supply chain of world economics for the article by Rick Callaway, www.hosprop.com

Insuring Against Risks in Manufacturing, Distribution, and Supply Chain disruptions

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2December, 2020

A man working over insurance paperwork, to review and update property coverage due to rising cost of commercial construction. Illustration for blog "Property Owners: Time to Review Insurance Coverage due to Rising Costs", by Rick Callaway, commercial insurance broker, www.hosprop.com

Property Owners: Time to Review Insurance Coverage due to Rising Costs

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2October, 2020

A picture illustrating a victim handling ransom to a cyber criminal who locked his computer files, used for a blog by Rick Callaway, www.hosprop.com, about the pros and cons for paying a ransom, preventive measures, and again the importance of having proper cyber liability insurance coverage.

Ransomware attacks & cyber security insurance (part 2 of 2)

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31August, 2020

Photo with words: "Your files are encrypted", used for an article Ransomware attacks & cyber security insurance, by Rick Callaway, www.hosprop.com

Ransomware attacks & cyber security insurance (part 1 of 2)

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27July, 2020

man falling down stairs while carrying large folders, used to illustrate trips and fall, bodily injury, and negligent lawsuit protection under commercial general liability insurance offered by the Rick Callaway team, www.hosprop.com

General Liability of Commercial Insurance Coverage by the Rick Callaway Team

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1June, 2020

cyber criminal stealing usernames and passwords, for cyber security insurance, RCallaway@pdins.com

Cyber Liability

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25April, 2020

An apartment building, or a multi-family dwelling, or a nursing home - re business property insurance, byPlease call us for a free consultation: 925 788 5558 or visit our website: www.hosprop.com, or email us at: rcallaway@pdins.com

Insurance for Business Property, Multi-family dwellings, Apartments and Nursing Homes

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2March, 2020

Insurance issues in Senior living facilities_Insurance of nursing homes and care workers_medical professional and general liability insurance_by Rick Callaway_Pacific Diversified_www.hosprop.com

Insurance Issues for Senior Care Facilities

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16January, 2020

A residential house, to illustrate an article aboutLandlord insurance, homeowners insurance, and renters insurance, Rick Callaway, commercial insurance broker,Please call us for a free consultation: 925 788 5558 or visit our website: www.hosprop.com, or email us at: rcallaway@pdins.com

Landlord insurance, homeowners insurance, and renters insurance

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30September, 2019

Officer building of a commercial property, hallway and glass doors. This photo is used for a blog about loss of rental income insurance coverage to be added to a commercial property insurance policy, by Rick Callaway, www.HosProp.com

Insuring Against Loss of Rents for Commercial Properties

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29July, 2019

Commercial insurance brokers working over documents in a binder in examining claims' provisions related to claims and notice requirements.

How To Avoid Denial Of Insurance Coverage Due To Late Claim Notice

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2July, 2019

Sewer Backup Insurance Coverage for Office Buildings, Apartments, and other Commercial Properties.Please call us for a free consultation: Cell 925 788 5558 rcallaway@pdins.com

Sewer Backup Insurance Coverage for Office Buildings, Apartments and Other Commercial Properties

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3June, 2019

Wage-and-hour Violations by Restaurants and Insurance Coverage. Rick Callaway Team are known as the Extra Milers in protecting your business, employers, employees, and assets. We leave no stone unturned to get you the best deal. No undercoverage. No overpricing. www.hosprop.com callCell 925 788 5558 rcallaway@pdins.com

Wage-and-hour Violations by Restaurants and Insurance Coverage

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1May, 2019

The Rick Callaway Team are known as the Extra Milers in protecting your business, employers, employees, and assets.More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estate, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.rcallaway@pdins.com 925-686-2860 Ext 4120 Pacific Diversified Insurance 363 Civic Drive Suite 100 Pleasant Hill, CA 94523 insurable interest

Insurable Interest, Named Insured, Additional Insured, What, Whom, Where

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24March, 2019

Different businesses have different needs for EPLI coverage depending on the industry and employment activities. We pride ourselves at customizing policies for each and every employer. No undercoverage, no overpricing. We base the premium upon careful evaluations of factors such as past history of employment lawsuits or complaints, existing HR policies for preventing discrimination and harassment, and the number of employees, etc. Rick Callaway and his team are known as the extramilers in serving businesses and employers with tailor-made policies. We will leave no stone unturned to find the best value in order to give business owners the peace of mind. Call: (925) 788-5558, Email: rcallaway@pdins.com, Visit www.HOSPROP.com.

Why Employers Need the Protection of EPLI (Employment Practice Liability Insurance)

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3March, 2019

We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, homeowner associations, warehouses, and restaurants. Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&OCall: (925) 788-5558, Email: rcallaway@pdins.com, Visit our website www.HOSPROP.com.

Customized Commercial Insurance: No Under Coverage, No Overpricing.

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3January, 2019

Reducing Cyber Security Risks with IT – Best Practices for Managing Cybersecurity Threats (Part 3 of 3)

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2December, 2018

This CyberSecurity Policies infographic illustrates the interconnectedness and interdependence of IT and internet where one breach can lead to systemic breach. Rick Callaway’s team at Pacific Diversified always go extra miles to protect businesses, their properties, employers and employees.  We focus on insuring commercial real estate such as office buildings and multi-family dwellings, apartments, restaurants, hospitalities, senior housing.  We offer cyber security insurance to all companies as well as general liability insurance. Please call 925 788 5558 for an appointment, or email: rcallaway@pdins.com CA Insurance License #  0K07568

Best Practices for Managing Cybersecurity Threats (Part 2 of 3)

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31October, 2018

Best Practices for Managing Cybersecurity Threats (Part 1 of 3)

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3October, 2018

Workers looking at blueprint

Building Code Upgrade and Insurance (part 2)

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4September, 2018

Code Upgrade insurance blog image of front outside of a building for Rick Callaway Team the Extra Milers

Insurance Coverage for Building Code Upgrades (Part 1 of 2)

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29September, 2017

Serving Alcohol, “Dram Shop Laws”, and Insurance Coverage

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13September, 2017

Cyber Security Responsibilities – CTO, CFO, or the Entire Board?

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21August, 2017

Insurance and Business Acumen

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14August, 2017

Risk Management, Corporate Culture, and Insurance

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10July, 2017

Risk Management To Reduce Exposure

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23May, 2017

Cyber-Attacks Risk Management in the Hospitality Industry

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11May, 2017

If You Value Your Employees, they Will Value Your Customers

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24April, 2017

What is “Insurable Interest”?

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14April, 2017

Insurance Dispute illustrated by shaking of hands over a table for Hosprop.com

Avoid Insurance Disputes by Doing it Right Upfront

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