Call us today for help! (925) 771-2334

Licensed to do commercial insurance in all 50 states

No under coverage. No over-pricing.

More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estates, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber Liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.

Video Script

We are the Extra Milers.

We Protect You and Your Businesses in Various Services & Industries, Either Long Standing Companies or Newly Funded Technology Startups

As your broker, we have access to a variety of insurance companies in order to get you the best value. We serve you, the customers, not insurance companies. We are not a “captive agent” serving only one insurance company. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.

Multi-Family and Apartment Landlords

  • Duplex
  • Triplex
  • Multi Units
  • Townhouses
  • Apartments

Senior Care Facilities

  • Residential-Turned Nursing Homes
  • Skilled Nursing, Convalescent Facilities
  • Senior Living Communities

Commercial Property Owners

  • Restaurants
  • Offices
  • Warehouses
  • Multi-Use Buildings
  • Rehabilitation Centers
  • Non-Profit Organizations

Owner Associations

  • Residential Homeowners Associations
  • Apartment Buildings Associations
  • Office Buildings Associations
  • Commercial Properties Associations

Small and Mid-sized Manufacturing & Distribution

  • Electronic component, robotics
  • Environmental risks and liabilities
  • IoT (attachable devices, wearable and
    connected devices) hardware, firmware
  • Healthcare equipment, Medical devices

Spacecrafts

  • Assembly, Integration and Test; Pre-Launch
  • Transit; Hot Fire Engine Testing
  • Post-Separation In Orbit Coverage

Sustainable, Recycling Manufacturing & Distribution; Ag-tech

  • Sustainable products (Solar panels,Battery backup systems, etc.)
  • Recycle industry
  • Lumber, wood, dairy, (organic) fruits & vegetables
  • Cannabis, growth and farming

Technology Service Providers & Digital Services - professional liability, D&O, E&O

  • Digital services companies (digital
    marketing agencies, etc.)
  • Technology service providers, SaaS
    companies
  • MSP (Managed Service Providers),
    IT services providers

Food, Beverages, and CBD Processing & Distribution

  • Processed food manufacturing
    Alcoholic beverage – wine, beer, liquor,
  • distilled spirit, brewed
    Wineries & wines, breweries, distillers
  • Nutritional supplements, non-alcoholic
  • beverages and power drinks
    CBD and other cannabis products

Property Insurance Policy for Your Protection

Business Property

Office buildings | Multi-family dwellings | Apartments | Senior living facilities | Industrial properties | HOA’s (Homeowners Associations) | Property Managers | Retail | Restaurants | Nightclubs, multi-usage buildings | Equipment breakdown | Loss of Income protection | Company vehicles | Fire burglary | Theft | Flood | Earthquake | Sewer Backup | Pipe Bursting | Weather Damages

Contingent Liability, Umbrella,Product Recall

Umbrella policy | Excess liability coverage | Contingent liability – supply chain insurance | Product recall insurance

Management Liability – E&O, D&O, EPLI

EPLI | Workplace harassment | Workplace violence | Retaliation | Umbrella policy | Excess liability coverage | Contingent liability – supply chain insurance | Product recall insurance

General Liability

Bodily injury | Personal injury | Derogatory comments (slander, defamation) | Trips and falls | Negligence | Lawsuits | Property damages incurred by 3 parties | Product liability

Workers Compensation

Claims management | Experience modification (ex-mod) | Loss control | Classification

Cyber Liability

Employee and internal risks | Malware | Ransomware | Hacking | Phishing | IT breach | Incident management | Technology & network security | Data breach

Licensed to do commercial insurance in all 50 states

Call for business risk review

Protect Businesses with Customized Coverage

My name is Rick Callaway. For 30 years, with a team of professionals, we have been giving business owners peace of mind by taking care of ALL insurance needs, with appropriate coverage at the proper price.

As a business owner myself, I know how much time and attention it takes to keep a business going. Insurance is usually the last thing you wish to handle. I don’t blame you.

We are dedicated to our customers.

As your broker, we have access to a variety of insurance companies in order to get you the best value. We are not a captive agent serving only one insurance company. We serve YOU. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.

We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, senior day care centers, homeowner associations, warehouse, and restaurants.

Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Business Insurance Professional E & O (Errors & Omissions,) etc.

Our Partners

Real estate brokers | mortgage bankers and brokers | loan officers | bankers | property appraisers | property managers | real estate lawyers | employment attorneys | business, corporate, and commercial litigation lawyers | CPAs, accountants | IT firms and professionals | other business consultants, advisors and coaches

We are the Extra Milers.

Rick Callaway Insurance Team

Schedule Your Consultation

Stories of the Extra milers

Once, a business owner called me midnight on Sunday, to get coverage for a new restaurant opening the next day 6pm. We contacted the insurance carrier early Monday, and negotiated coverage and cost, all before 6pm. He was completely protected the moment he opened the door.

A seller was selling products over the internet. Some purchases were not authorized by the cardholders, although approved by a 3rd party processing company which had absolved itself of all liabilities by a prior contract with the selling company. Fortunately, cyber liability insurance the seller had purchased from us covered all the losses. They were grateful for the protection.

We go extra miles to resolve claims quickly to minimize downtime and avoid lost revenue. We work with the claims adjuster and the insurance company as your advocate to get your business back in operation. We help injured workers, step by step, from hospital visits to paperwork, so they can get back to work ASAP.

Testimonials

How We Protect You:

Do you need insurance?

With/without insurance: How much it will cost you, and how much it will save you?

Get you the best deal:

No undercoverage, no overpricing. We leave no stones unturned, to match the best value from
the most fitting policy, to protect your business.

Claim Processing:

With expertise and efficiency, we minimize your claims’ cost.

Schedule Your Consultation

Contact Us: RCallaway@pdins.com, (925) 771-2334

Pacific Diversified Insurance

363 Civic Drive Suite 100 Pleasant Hill, CA 94523

South Bay Location:

15005 Concord Circle Suite 110 Morgan Hill, CA 95037

San Diego Location:

900 Highland Dr. Ste. 110 C. Solana Beach, CA 92075

Sacramento Location:

2775 Cottage Way, Suite 21 C. Sacramento, CA 95825

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