No under coverage. No over-pricing.
More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estate, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.
Protect Businesses with Customized Coverage
My name is Rick Callaway. For 30 years, with a team of professionals, we have been giving business owners peace of mind by taking care of ALL insurance needs, with appropriate coverage at the proper price.
As a business owner myself, I know how much time and attention it takes to keep a business going. Insurance is usually the last thing you wish to handle. I don’t blame you.
We are dedicated to our customers.
As your broker, we have access to a variety of insurance companies in order to get you the best value. We are not a captive agent serving only one insurance company. We serve YOU. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.
We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, senior day care centers, homeowner associations, warehouse, and restaurants.
Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Business Insurance Professional E & O (Errors & Omissions,) etc.
News & Events
Stay up to date on our latest articles, press releases, and what we are doing serve and bring change to our community.
Insurance Coverage for Building Code Upgrades (Part 1 of 2)
What is “Code Upgrades”? What is “Full Replacement Cost”? “Code upgrades” in insurance terms is referred to as ordinance and law, which includes “increased cost of construction.” Multi family dwellings, condominium associations and most planned…
Insurance Coverage for Building Code Upgrades (Part 1 of 2)Read More
Cyber Security Responsibilities – CTO, CFO, or the Entire Board?
Cyber Security Responsibilities – CTO, CFO, or the Entire Board? Equifax recently had a security breach affecting 143 million people. Every day there are victims of cyber ransom and breaches all over the world. If…
Cyber Security Responsibilities – CTO, CFO, or the Entire Board?Read More
Avoid Insurance Disputes by Doing it Right Upfront
Insurance disputes can be avoided if proper coverage is paid for upfront When we see someone else’s car breaking down on a freeway, we pat ourselves on the shoulder that it wasn’t our cars, and felt…
“The Extra milers”
Once, a business owner called me midnight on Sunday, to get coverage for a new restaurant opening the next day 6pm. We contacted the insurance carrier early Monday, and negotiated coverage and cost, all before 6pm. He was completely protected the moment he opened the door.
A seller was selling products over the internet. Some purchases were not authorized by the card holders, although approved by a 3rd party processing company which had absolved itself of all liabilities by a prior contract with the selling company. Fortunately, cyber liability insurance the seller had purchased from us covered all the losses. They were grateful for the protection.
We go extra miles to resolve claims quickly to minimize downtime and avoid lost revenue. We work with the claims adjuster and the insurance company as your advocate to get your business back in operation. We help injured workers, step by step, from hospital visits to paperwork, so they can get back to work ASAP.
Testimonials
“Rick’s team saves my HOA over 30% of insurance cost for the year.
– Tony
“Reliable. Fair. Straightforward.
– Susan
“Rick is more a business adviser than a vendor. I know we won’t be oversold or overpriced.
– Jay
How We Do It – “Extra Milers”:
Do you need insurance?
With/without insurance: How much it will cost you, and how much it will save you?
Get you the best deal:
No undercoverage, no overpricing. We leave no stones unturned, to match the best value from the most fitting policy, to protect your business.
Claim Processing:
With expertise and efficiency, we minimize your claims’ cost.
