More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estates, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber Liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.
As your broker, we have access to a variety of insurance companies in order to get you the best value. We serve you, the customers, not insurance companies. We are not a “captive agent” serving only one insurance company. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.
Office buildings | Multi-family dwellings | Apartments | Senior living facilities | Industrial properties | HOA’s (Homeowners Associations) | Property Managers | Retail | Restaurants | Nightclubs, multi-usage buildings | Equipment breakdown | Loss of Income protection | Company vehicles | Fire burglary | Theft | Flood | Earthquake | Sewer Backup | Pipe Bursting | Weather Damages
Umbrella policy | Excess liability coverage | Contingent liability – supply chain insurance | Product recall insurance
EPLI | Workplace harassment | Workplace violence | Retaliation | Umbrella policy | Excess liability coverage | Contingent liability – supply chain insurance | Product recall insurance
Bodily injury | Personal injury | Derogatory comments (slander, defamation) | Trips and falls | Negligence | Lawsuits | Property damages incurred by 3 parties | Product liability
Claims management | Experience modification (ex-mod) | Loss control | Classification
Employee and internal risks | Malware | Ransomware | Hacking | Phishing | IT breach | Incident management | Technology & network security | Data breach
My name is Rick Callaway. For 30 years, with a team of professionals, we have been giving business owners peace of mind by taking care of ALL insurance needs, with appropriate coverage at the proper price.
As a business owner myself, I know how much time and attention it takes to keep a business going. Insurance is usually the last thing you wish to handle. I don’t blame you.
As your broker, we have access to a variety of insurance companies in order to get you the best value. We are not a captive agent serving only one insurance company. We serve YOU. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.
We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, senior day care centers, homeowner associations, warehouse, and restaurants.
Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Business Insurance Professional E & O (Errors & Omissions,) etc.
Real estate brokers | mortgage bankers and brokers | loan officers | bankers | property appraisers | property managers | real estate lawyers | employment attorneys | business, corporate, and commercial litigation lawyers | CPAs, accountants | IT firms and professionals | other business consultants, advisors and coaches
Rick Callaway Insurance Team
Schedule Your ConsultationOnce, a business owner called me midnight on Sunday, to get coverage for a new restaurant opening the next day 6pm. We contacted the insurance carrier early Monday, and negotiated coverage and cost, all before 6pm. He was completely protected the moment he opened the door.
A seller was selling products over the internet. Some purchases were not authorized by the cardholders, although approved by a 3rd party processing company which had absolved itself of all liabilities by a prior contract with the selling company. Fortunately, cyber liability insurance the seller had purchased from us covered all the losses. They were grateful for the protection.
We go extra miles to resolve claims quickly to minimize downtime and avoid lost revenue. We work with the claims adjuster and the insurance company as your advocate to get your business back in operation. We help injured workers, step by step, from hospital visits to paperwork, so they can get back to work ASAP.
“Rick’s team saves my HOA over 30% of the insurance cost for the year.”
“Reliable. Fair. Straightforward.”
“Rick is more a business adviser than a vendor. I know we won’t be oversold or overpriced.”
With/without insurance: How much it will cost you, and how much it will save you?
No undercoverage, no overpricing. We leave no stones unturned, to match the best value from
the most fitting policy, to protect your business.
With expertise and efficiency, we minimize your claims’ cost.
Schedule Your Consultation
363 Civic Drive Suite 100 Pleasant Hill, CA 94523
15005 Concord Circle Suite 110 Morgan Hill, CA 95037
900 Highland Dr. Ste. 110 C. Solana Beach, CA 92075
2775 Cottage Way, Suite 21 C. Sacramento, CA 95825
