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Call us today for help!  (925) 686-2860 Ext 4120

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pacific diversified insurance services

Insurance Services, INC.

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Schedule A Free Consultation Now!

Find out how our law firm can help you win your case or you don’t pay a cent.

(800) 555-2840

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We are the extra milers.

We look out for you.

SCHEDULE YOUR CONSULTATION

Protecting property owners for over 100 years.

No under coverage. No over-pricing.

More than an insurance policy, you get decades of business experience and wisdom. Our team is headquartered in California. We insure commercial real estate, such as office buildings, apartments, multi-family dwellings, senior living facilities, homeowner associations, warehouses, and restaurants. We offer these types of insurance: Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Professional E&O, D&O, etc.

Video Script

Whom Do We Serve - We Specialize in Insuring Independent Property Owners of These Types of Properties:

multi property

Multi-Family and Apartment Landlords

  • Duplex
  • Triplex
  • Multi Units
  • Townhouses
  • Apartments

seniors

Senior Care Facilities

  • Residential-Turned Nursing Homes
  • Skilled Nursing, Convalescent Facilities
  • Senior Living Communities

other props

Commercial Property Owners

  • Restaurants
  • Offices
  • Warehouses
  • Multi-Use Buildings
  • Rehabilitation Centers
  • Non-Profit Organizations

service

Owner Associations

  • Residential Homeowners Associations
  • Apartment Buildings Associations
  • Office Buildings Associations
  • Commercial Properties Associations

Property Insurance Policy for Your Protection

An apartment building, or a multi-family dwelling, or a nursing home - re business property insurance, byPlease call us for a free consultation: 925 788 5558 or visit our website: www.hosprop.com, or email us at: rcallaway@pdins.com

Business Property

Business Property

Business Property

Office buildings | Multi-family dwellings | Apartments | Senior living facilities | Industrial properties | HOA’s (Homeowners Associations) | Property Managers Restaurants | Nightclubs, multi-usage buildings | Equipment breakdown | Loss of Income protection | Company vehicles | Fire burglary | Theft | Flood | Earthquake | Sewer Backup | Pipe Bursting | Weather Damages

Our Partners

Our Partners

Our Partners

Real estate brokers | mortgage bankers and brokers | loan officers | bankers | property appraisers | property managers | real estate lawyers | employment attorneys | business, corporate, and commercial litigation lawyers | CPAs, accountants | IT firms and professionals | other business consultants, advisors and coaches

business transaction of individuals in a coffee shop

Management Liability – E&O, D&O, EPLI

Management Liability – E&O, D&O, EPLI

Management Liability – E&O, D&O, EPLI

Association Managers | Startups of all kinds | Property Management Firms | Lawyers | Accountants | CPAs | Doctors | Dentists | Consultants | Other professionals

man falling down stairs while carrying large folders, used to illustrate trips and fall, bodily injury, and negligent lawsuit protection under commercial general liability insurance offered by the Rick Callaway team, www.hosprop.com

General Liability

General Liability

General Liability

Bodily injury | Personal injury | Derogatory comments (slander, defamation) | Trips and falls | Negligence | Lawsuits | Property damages incurred by 3 parties | Product liability

work injury contract and insurance

Workers Compensation

Workers Compensation

Workers Compensation

Claims management | Experience modification (ex-mod) | Loss control | Classification

cyber criminal stealing usernames and passwords, for cyber security insurance, RCallaway@pdins.com

Cyber Liability

Cyber Liability

Cyber Liability

Employee and internal risks | Malware | Ransomware | Hacking | Phishing | IT breach | Incident management

Protect Businesses with Customized Coverage

My name is Rick Callaway. For 30 years, with a team of professionals, we have been giving business owners peace of mind by taking care of ALL insurance needs, with appropriate coverage at the proper price.

As a business owner myself, I know how much time and attention it takes to keep a business going. Insurance is usually the last thing you wish to handle. I don’t blame you.

photo of Rick Callaway

photo of big insurance savings

We are dedicated to our customers.

As your broker, we have access to a variety of insurance companies in order to get you the best value. We are not a captive agent serving only one insurance company. We serve YOU. We present your business in the best possible light. We customize your insurance coverage. We don’t just give you a quote, we give you decades of insight, wisdom, and business experience.

We insure commercial real estate such as office buildings, apartments, multi-family dwellings, senior living facilities, nursing homes, senior day care centers, homeowner associations, warehouse, and restaurants.

Types of Insurance include Cyber liability, General Liability, Property, Workers Compensation, Equipment breakdown, Income protection, Business Insurance Professional E & O (Errors & Omissions,) etc.

READ MORE ABOUT OUR BUSINESS ACUMEN

We are the Extra Milers.

Rick Callaway Insurance Team

Schedule Your Consultation

Stories of the Extra milers

Once, a business owner called me midnight on Sunday, to get coverage for a new restaurant opening the next day 6pm. We contacted the insurance carrier early Monday, and negotiated coverage and cost, all before 6pm. He was completely protected the moment he opened the door.

Extra Miles on Your Insurance

photo of Rick Callaway

A seller was selling products over the internet. Some purchases were not authorized by the card holders, although approved by a 3rd party processing company which had absolved itself of all liabilities by a prior contract with the selling company. Fortunately, cyber liability insurance the seller had purchased from us covered all the losses. They were grateful for the protection.

We go extra miles to resolve claims quickly to minimize downtime and avoid lost revenue. We work with the claims adjuster and the insurance company as your advocate to get your business back in operation. We help injured workers, step by step, from hospital visits to paperwork, so they can get back to work ASAP.

Testimonials

“Rick’s team saves my HOA over 30% of insurance cost for the year.
– Tony

“Reliable. Fair. Straightforward.
– Susan

“Rick is more a business adviser than a vendor. I know we won’t be oversold or overpriced.
– Jay

bussiness person reaching out to give you a handshake

How We Protect You:

 

Do you need insurance?

With/without insurance: How much it will cost you, and how much it will save you?

Get you the best deal:

No undercoverage, no overpricing. We leave no stones unturned, to match the best value from the most fitting policy, to protect your business.

Claim Processing:

With expertise and efficiency, we minimize your claims’ cost.

SCHEDULE YOUR CONSULTATION

News & Events

Stay up to date on our latest articles, press releases, and what we are doing serve and bring change to our community.

Insurance Coverage for  Building Code Upgrades (Part 1 of 2)

  What is “Code Upgrades”? What is “Full Replacement Cost”? “Code upgrades” in insurance terms is referred to as ordinance and law, which includes “increased cost of construction.” Multi family dwellings, condominium associations and most planned…

Insurance Coverage for  Building Code Upgrades (Part 1 of 2)Read More

Cyber Security Responsibilities – CTO, CFO, or the Entire Board?

Cyber Security Responsibilities  – CTO, CFO, or the Entire Board? Equifax recently had a security breach affecting 143 million people. Every day there are victims of cyber ransom and breaches all over the world.  If you…

Cyber Security Responsibilities – CTO, CFO, or the Entire Board?Read More

Avoid Insurance Disputes by Doing it Right Upfront

Insurance disputes can be avoided if proper coverage is paid for upfront When we see someone else’s car breaking down on a freeway, we pat ourselves on the shoulder that it wasn’t our cars, and felt…

Avoid Insurance Disputes by Doing it Right UpfrontRead More

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Contact Us: RCallaway@pdins.com, 925-686-2860 Ext. 4120

Pacific Diversified Insurance:
363 Civic Drive Suite 100
Pleasant Hill, CA 94523

South Bay Location:
15005 Concord Circle Suite 110
Morgan Hill, CA 95037

San Diego Location:
900 Highland Dr. Ste. 110
C. Solana Beach, CA 92075

Sacramento Location:
2775 Cottage Way, Suite 21
C. Sacramento, CA 95825

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About Pacific Diversified

First founded in 1906, Pacific Diversified is one of the oldest independent agencies in the Bay Area. Bill West established this agency in 1906. Bob Callaway joined Bill in 1946 and grew the business into the largest agency in Oakland, CA by the early 1960’s. The agency continued to thrive through 1986 when Steve Callaway joined the firm. In 2013, Pacific Diversified Insurance merged with West Callaway Stotka of Pleasant Hill, CA.

Contact Info

rcallaway@pdins.com
925-686-2860 Ext 4120

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